Investment Properties- Ownership Options

It’s important to get the ownership structure right when purchasing an investment property as it can be costly to alter deeds later on.

Investment Properties can be held through a variety of titles:

• In your own name

Investing as a sole purchaser means the property is registered in only one name.

Expenses relating to the property can only be offset against your own income.


• Joint tenants

Ownership is split equally between 2 or more people with income and expenses divided the same way.

• Co-Ownership

Co-ownership means the ownership is divided into units ie 70/30, 60/40 etc, with the level of ownership being defined differently for each party. Co-ownership can be tricky so it’s vital that you create a co-ownership agreement.


• Through a Trust

A trust is a suitable structure for positively geared properties as the trust can be useful for distributing income in a tax effective manner and offering asset protection.


• Through a Company

This is a good strategy if there are a large number of co-owners and the property will generate fully taxable profits.

It is easy to sell shares if one owner wants to exit the arrangement.


• Through A Self Managed Super Fund

This is a great option for small business owners because under superannuation law, they’re typically allowed to use the property as their business premises.


Want to learn more about Self Managing your own Investments and increasing your return?

Visit www.realrenta.com.au and use RealRenta for Free for up to 2 months and see how easy it is.

You will never pay a Property Manager again!

Need a property loan?

Contact us @ propertyloans@realrenta.com and we will arrange for a trusted lending specialist to contact you shortly 


Jason Gwerder
Friday, 12 July 2019

Join our mailing list Receive Free Property Tips and news

Now Partnered With


Contact Us

1300 11 RENT (7368)