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10-Year Interest-Only Loans - You’re not reducing debt

Remember, IO loans don’t reduce the loan balance.

You're not building equity through repayments; you're relying on capital growth or voluntary offsets.

If you don't own the right property and its value stagnates, you could be left vulnerable when the IO period ends.

Risk of ‘kicking the can’

Some investors might be tempted to delay the pain without a long-term plan.

That’s dangerous.

If you’re just using this to survive and hope the market bails you out, that’s speculation, not investing.

RealRenta is a platform designed to empower property owners like you. RealRenta offers all the essential tools that a professional property manager utilises, but at a significantly lower cost, less than a quarter of what you'd typically pay.

With RealRenta, you can efficiently manage various types of properties, including residential, commercial, share, and student accommodations. Our platform makes property management accessible and affordable, costing less than a cup of coffee per week.

We also offer a free version for you to explore. I encourage you to check it out and see how RealRenta can simplify your property management needs.

Jason Gwerder
Tuesday, 12 August 2025


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